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Quote of the day: A Big Bang led to star being born.

WELCOME new member AMaizawing (April 03, 2020)


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Thoughts about national health insurance
#13
With auto insurance young teenage drivers are the most expensive to insure. For older adult drivers, premiums are less. We donâ€t youth drivers demanding that geezers subsidize their bills.

Health insurance the geezers and pre existing confirm patients cost the most. But somehow they want young adults to subsidize those higher risk group premiums.

A young person in their mid twenties should not have to pay $2K in premium for a crappy catastrophic care plan. They would be better off with an HSA where they accumulate health dollars and shop for services
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#14
My point is that it's coming, at some point. My 2030 date might be too soon, or not.

Speculation. It might not be as bad as some claim, nor nearly as great as others claim either. It could just be another huge government program that costs a lot more than expected and delivers poorer benefits than expected. Look on the bright side of things.
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#15
(03-22-2019, 06:34 AM)cincydawg Wrote: My point is that it's coming, at some point.  My 2030 date might be too soon, or not.

Speculation.  It might not be as bad as some claim, nor nearly as great as others claim either.  It could just be another huge government program that costs a lot more than expected and delivers poorer benefits than expected.  Look on the bright side of things.

And by the way, your math is off on the costs of this. The leftists want to eliminate private insurance altogether. So add another 0 to that number of people to cover, increasing the total cost of this nonsense by a factor of 10.
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#16
The problem I see is within Medicaid. People with free HC treat the system like Golden Corral. Free visits and free RX.
I can see why doctors oversubscribe meds. They get capitated rates for these patients and probably feel I saw ya once , I know you want pills so I give you your refills , no need to take up a real appointment slot.

But still the geezers want to visit the doctor every 3 weeks and get pro athlete attention for every ailment or ache and pain.

Does the govt have to provide a defined benefit? Why not a defined contribution.

If you qualify you get $500-700 on in a HSA. You can use it for a visit , dental work , Rx. Whatever. That way it promotes preventative care but the consumer shops price and is selective
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#17
(03-22-2019, 07:56 AM)Beastdog Wrote: And by the way, your math is off on the costs of this. The leftists want to eliminate private insurance altogether. So add another 0 to that number of people to cover, increasing the total cost of this nonsense by a factor of 10.

I don't believe the math is off at all.  Anyone currently with private insurance is paying for it, along with some company.  Those costs would go away to be replaced with taxes.  If you eliminate private insurance, you also eliminate private insurance premiums and replace them with taxes.
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